Notes on Data Protection

EU General Data Protection Regulation

From 25 May 2018, the provisions of the EU General Data Protection Regulation will apply. With the privacy policy we would like to provide you an overview of the processing of your personal data in Structured Invest S.A. and your privacy rights.

Privacy Notice for Structured Invest S.A.’s Internet service

Privacy Notice for Structured Invest S.A.’s Internet service

This privacy notice applies to the website of Structured Invest S.A. This privacy notice does not extend to any web pages of other providers that are accessed via links contained on the pages of this website.
Personal data is only collected, processed and used by Structured Invest S.A. in accordance with the provisions of applicable data protection regulations.

Below you can quickly and easily get an overview of what personal data we collect from you on this website and what we do with it. In addition, we will inform you about your rights under the applicable data protection law and, of course, tell you whom to contact if you have any questions.


Who is responsible for data processing and who can I contact?

The responsible party is:

Structured Invest S.A.

8-10, rue Jean Monnet

L-2180 Luxembourg

Telephone: +352 (0)248 248 – 00

Email address:


You can reach our Corporate Privacy Officer at:

Structured Invest S.A.

8-10, rue Jean Monnet

L-2180 Luxembourg

Telephone: +352 (0)248 248 – 00

Email address:


What personal data do we collect from you?

We collect your personal data when you contact us. In particular if you are interested in our internet service and our products, or if you contact us via email or in any other way. Relevant personal data includes your personal details (name, address, email address and other contact information). In addition, we collect data in connection with the use of this website (such as IP address, URL, date and time) only for the period of the communication process.


How do we use your data?

There are different types of personal data related to our website, which we use in the following ways:

·         When you register for an internet service  and provide personal information (such as your name, address or email address), we only use this information for communication with you and for the purpose for which you provided us with your data or to the extent necessary for the performance of the service.  Furthermore, we keep anonymous records of access to our pages. We evaluate this information statistically in order to analyze and improve the structure and navigation of our internet presence. There is no further processing or use of your personal data – except in cases where we are obliged to do so by legal regulations.


What do we use your data for and on what legal basis?

For the fulfillment of contractual obligations (Article 6 (1) (b) of the General Data Protection Regulation (GDPR))

The processing of data is carried out to initiate and provide financial services as part of the implementation of pre-contractual measures, carried out on request (e.g. product enquiries from interested parties and customers), as well as to ensure the convenient use of our digital offers (e.g. download of sales documents, factsheets etc.) and our website.

In the context of the consideration of interests (Article 6 (1) (f) GDPR)

If necessary, we will process your data beyond the actual fulfillment of the contract or pre-contractual measures for the protection of our legitimate interests or those of third parties. Examples:

·         Advertising or market and opinion research, unless you have objected to the use of your data;

·         Analysis of information that we collect when visiting the website;

·         Review and optimization of needs assessment procedures for the purpose of a direct customer approach;

·         Analysis of the results of marketing activities to measure the efficiency and relevance of our campaigns;

·         Ensuring the IT security and IT operations of Structured Invest S.A. and the UniCredit Group;

·         Measures for business management and further development of services and products.

What data do we record?

The provider of this website uses the services of etracker GmbH from Hamburg, Germany to analyse usage data. Cookies are used, which allow for a statistical analysis of the use of this website by its visitors and the display of usage-related content or advertising. Cookies are small text files that are stored by the Internet browser on the user's end device. etracker cookies do not contain any information that makes it possible to identify a user.

The data generated by etracker is processed and stored by etracker exclusively in Germany on behalf of the provider of this website and is thus subject to the strict German and European data protection laws and standards. etracker has been independently audited, certified and awarded the ePrivacyseal quality seal in this regard.

Data processing takes place on the legal basis of Article 6 (1) (f) (legitimate interest) of the EU General Data Protection Regulation (EU GDPR). Our legitimate interest lies in the optimisation of our online offerings and our website. Since the privacy of our visitors is particularly important to us, the IP address is made anonymous at etracker as early as possible and log-in or device identifiers are converted at etracker into a unique key, which is not, however, assigned to an individual. etracker does not carry out any other use, merging with other data or transfer to third parties.

You may object to the data processing described above at any time, provided it is of a personal nature. Your objection will have no adverse consequences for you.

Further information on data protection at etracker can be found here.

Who receives my data?

Within Structured Invest S.A., bodies which need your data to fulfill our contractual and legal obligations have access to your data. Our service providers, vicarious agents and members of the UniCredit Group may also receive data for these purposes if they maintain banking secrecy and data protection. With regard to this website, these are companies in the categories of IT and financial services as well as marketing and audience reach measurement of the website. We only use selected service providers who are contractually obliged to process the data received exclusively according to our instructions.


Is data transmitted to a third country or to an international organization?

Structured Invest S.A. will not transfer data to bodies in countries outside the European Economic Area (so-called third countries) within the scope of this website.


How long will my data be stored for?

We do not process and store your personal data for longer than we need it for the respective processing purpose.

If the data is no longer required for the fulfillment of contractual or legal obligations, it will be duly deleted, unless its – time-limited – processing is necessary for the following purposes:

·         Fulfillment of commercial, tax-related and supervisory storage requirements, namely the Luxembourg Law of the Financial Sector of 5 April 1993, the 4th AML Directive and respective AML Law of Luxembourg (Law 13 February 2018) and the Amended Act of 2 August 2002 concerning the protection of individuals with regard to the processing of personal data, the Amended Act of 30 May 2005 concerning the specific provisions for protection of the individual in respect of the processing of personal data in the electronic communications sector and the amended Art 88-2 and 88-4 of the Criminal

Code. The periods of storage and documentation specified therein are five to ten years.


What data protection rights do I have?

·         Every data subject has the right to information under Article 15 GDPR, the right to a correction under Article 16 GDPR, the right to deletion under Article 17 GDPR, the right to restriction of processing under Article 18 GDPR, the right to object under Article 21 GDPR and the right to data portability under Article 20 GDPR. In addition, there is a right to appeal to a competent data protection supervisory authority (Article 77 GDPR in conjunction with the amended Law of 2 August 2002 (art. 32, 35).

Dealings with social networks

This website does not contain any social plugins of social networks such as Facebook, Google+ or Twitter, only hyperlinks to the social networks. Therefore, they have no way to track your activities on our website.

Version dated 25 May 2018

Welcome to Structured Invest

To access the product information and services provided on our website please read and accept the following disclaimer.

Disclaimer more...

Structured Invest Société Anonyme checks and updates the information on its web pages on a permanent basis. Despite our diligent attention, however, the information may have changed since it was posted. Therefore, we cannot be held responsible and we offer no guarantee for the up-to-dateness, accuracy or completeness of the information provided. The same applies to all other web pages to which connection is made via hyperlinks. Structured Invest Société Anonyme is not responsible for the content of the web pages reached via hyperlinks. 

In addition, Structured Invest Société Anonyme reserves the right to make changes or additions to the information provided. 

The content and structure of the web pages of Structured Invest Société Anonyme are protected by copyright. Reproduction of information or data, especially the use of texts, text excerpts or image material, shall require prior consent of Structured Invest Société Anonyme.

The content on our website serves only for informational purposes and does not form the basis of any business relationship. We, Structured Invest Société Anonyme, cannot be held liable in the event of inaccurate, incomplete, or outdated information or in the event of falsification of information. Please speak with one of our advisers before making any business decisions. 

Otherwise, the information on this website concerning securities and financial services was reviewed only in terms of its compatibility with the laws of Luxembourg. In some foreign jurisdictions, the distribution of this type of information may be subject to legal restrictions under certain circumstances. The following information is therefore not addressed to natural or legal persons whose residence or business domicile is subject to a foreign jurisdiction that places restrictions on the distribution of this type of information. 

Consequently, the information on this website does not constitute an offer or solicitation to buy or sell securities to citizens of legal systems or states,

  • where such offers or solicitations are not permitted by law, 
  • where Structured Invest Société Anonyme is not authorized to issue such
    an offer or solicitation, or
  • where said offers or solicitations to residents of the territory in question are illegal,

and it must not be used for such purposes.

In particular, the following information does not constitute an offer or solicitation to British citizens to buy or sell securities, nor is it intended as such. Accordingly, buy and sell orders of British citizens will not be processed.

Any person who accesses these web pages from a legal territory in which the aforementioned restrictions are applicable should obtain information about said restrictions and comply with them accordingly.

The securities mentioned on this web page are not and shall not be registered according to the U.S. Securities Act of 1933 as currently amended, and therefore they cannot be offered or sold in the United States, unless they are not subject to or are exempt from the registration obligation set forth in the U.S. Securities Act.
Thus the securities listed in the following information cannot be transferred to US citizens or to other persons in the United States, unless the respective securities transaction does not require registration under US law.

Willkommen bei Structured Invest

Um unser Informationsangebot nutzen zu können, lesen und akzeptieren Sie bitte die folgenden rechtlichen Hinweise.

Rechtliche Hinweise weiterlesen...

Die Structured Invest Société Anonyme prüft und aktualisiert die Informationen auf ihren Webseiten ständig. Trotz aller Sorgfalt können sich die Daten inzwischen verändert haben. Eine Haftung oder Garantie für die Aktualität, Richtigkeit und Vollständigkeit der zur Verfügung gestellten Informationen kann daher nicht übernommen werden. Gleiches gilt auch für alle anderen Internetseiten, auf die mit Hyperlinks verwiesen wird. Die Structured Invest Société Anonyme ist für den Inhalt der Internetseiten, die per Hyperlinks erreicht werden, nicht verantwortlich.  Zudem behält sich die Structured Invest Société Anonyme das Recht vor, Änderungen oder Ergänzungen der bereitgestellten Informationen vorzunehmen. 

Inhalt und Aufbau der Internetseiten der Structured Invest Société Anonyme sind urheberrechtlich geschützt. Die Vervielfältigung von Informationen oder Daten, insbesondere die Verwendung von Texten, Textteilen oder Bildmaterial, bedarf der vorherigen Zustimmung der Structured Invest Société Anonyme.

Die auf unserer Internetpräsenz enthaltenen Inhalte dienen lediglich informativen Zwecken und begründen keine Geschäftsbeziehung. Wir, die Structured Invest Société Anonyme, können nicht haftbar gemacht werden im Falle von ungenauen, unvollständigen oder überholten Daten sowie im Falle der Fälschung von Daten. Bitte sprechen Sie mit einem unserer Berater, bevor Sie geschäftliche Entscheidungen treffen. 

Im übrigen wurden die Informationen auf dieser Webseite über Wertpapiere und Finanzdienstleistungen lediglich auf die Vereinbarkeit mit Luxemburger Recht geprüft. In einigen ausländischen Rechtsordnungen ist die Verbreitung derartiger Informationen u.U. gesetzlichen Beschränkungen unterworfen. Die nachfolgenden Informationen richten sich daher nicht an natürliche oder juristische Personen, deren Wohn- bzw. Geschäftssitz einer ausländischen Rechtsordnung unterliegt, die für die Verbreitung derartiger Informationen Beschränkungen vorsieht.

Demzufolge stellen die Informationen auf dieser Webseite weder ein Angebot noch eine Aufforderung zum Kauf bzw. Verkauf von Wertpapieren an Bürger von Rechtsordnungen dar,

  • in denen derartige Angebote bzw. Aufforderungen nicht gestattet sind,
  • in denen die Structured Invest Société Anonyme zur Abgabe eines solchen Angebots bzw. zu einer derartigen Aufforderung nicht berechtigt ist, oder
  • in denen besagte Angebote bzw. Aufforderungen an Gebietsansässige rechtswidrig sind,

und dürfen nicht zu diesen Zwecken verwendet werden. 

Insbesondere stellen die nachfolgenden Informationen weder ein Angebot noch eine Aufforderung zum Kauf bzw. Verkauf von Wertpapieren an britische Staatsbürger dar, und sind auch nicht als solche konzipiert. Kauf- bzw. Verkaufsaufträge britischer Staatsbürger werden dementsprechend nicht berücksichtigt. 

Wer auf diese Webseiten von einer Rechtsordnung aus Zugriff nimmt, in der die vorgenannten Beschränkungen gelten, sollte sich über besagte Beschränkungen informieren und diese entsprechend beachten. 

Die auf dieser Webseite genannten Wertpapiere sind und werden auch nicht nach dem U.S. Securities Act aus dem Jahre 1933 in seiner aktuellen Fassung registriert, und können daher in den Vereinigten Staaten weder angeboten noch verkauft werden, es sei denn, sie fallen nicht unter die Registrierungspflicht des U.S. Securities Act oder sind von dieser befreit. 

Somit können die in den nachfolgenden Informationen aufgeführten Wertpapiere weder an US-Bürger verkauft noch anderweitig an Personen in den Vereinigten Staaten übertragen werden, es sei denn, das jeweilige Wertpapiergeschäft bedarf nach US-Recht keiner Registrierung.